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Welcome to Penny House Financial Services 

Buying a property is probably the biggest financial transaction and commitment you’re ever likely to undertake. That’s why it’s so important to take advice from a professional mortgage broker like Penny House Financial Services. Our expert team have years of experience in helping and advising clients to make the right purchasing decisions for mortgages and insurance protection. We also offer a range of other services through third parties. 
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Tailored services to meet your individual needs 
In recent years, changes to financial legislation have made it harder to get a mortgage. Stringent lending criteria have placed restrictions on borrowers, making the process more challenging for foreign nationals or individuals with a complex income structure. 
Here at Penny House, we’re not tied to any one mortgage lender. Which means we can act entirely on your behalf. It’s our mission to represent your best interests and find the most appropriate mortgage quotes for your personal situation. 
Our clients come from all walks of life and we can provide anything from a simple residential mortgage for a first-time buyer to more complex financial solutions for investors, landlords and business owners. 
Help and advice you can trust 
It’s easy to be confused by the many different types of mortgages that are available. And whilst it can be tempting to simply look for the lowest headline interest rate, this isn’t always the best option. Once you add in factors like booking fees, arrangement fees, conditional insurances, higher lending charge premiums and early repayment charges, some products aren’t as attractive as they look at first. 
This is where Penny House Financial Services can help. With our deep understanding of the UK mortgage market, we can help you see the wood for the trees. Our friendly team are committed to giving you the best possible service – guiding you through what could otherwise be difficult and confusing decisions, and providing honest, tailored advice that meets your needs. 
Mortgage calculator 
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Please note this is only an estimate and can vary depending on the lender and your personal circumstances 



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