Quality mortgage advice you can trust
Penny House Financial Services specialises in mortgages for first time buyers and business owners, We can arrange related insurance policies. Operating across London, Oxfordshire and Buckinghamshire, we have a diverse client base ranging from first time buyers to buy to let landlords to Egyptian princes.
Committed to the highest standards
Whoever we’re working with, our approach is the same: to provide excellent service and honest, tailored advice that suits your individual needs and circumstances. Our Director Sofia Jones, takes genuine pride in our shining reputation for offering the highest standards of mortgage advice and customer service.
Sofia Jones Bsc (Hons), CeMAP
Director & Mortgage Adviser
I discovered my love for all things property after leaving university. Having worked in estate agency as a Sales Negotiator and Lettings Manager whilst building up my own portfolio, I understand the journey my clients embark upon.
I am passionate about property and helping others in their journey; whether that be purchasing a new home or growing their portfolio. I specialise in Buy to Let but I can assist in all types of mortgages including; New purchases, Re-mortgages, Let to Buy, Help to Buy and Right to Buy.
Besides my love for mortgages, I'm an animal lover and like to spend spare time with my dog; a Pomeranian called Ted, my ex-racehorse, Barney, or (the biggest animal of them all) my son, Ashton.
Tracey Manser, CeMAP Mortgage and Protection Adviser
With over 15 years’ involvement in the mortgage and insurance industry, I have a wealth of experience and I’m truly dedicated to all my clients. As a highly organised and motivated advisor with an analytical brain, I’ve also discovered the ability to develop great rapport both face to face and, importantly, given the times we now live in, over the phone or by video communication. I am calm in a crisis, discreet, capable and reliable; it has always been my objective to help others and I’m prepared to go the extra mile to achieve it.
I’m a family person with three children, a daughter and two sons, along with my other “pets”, a black Labrador and five cats! I love the theatre and spending time with family and friends. Holidays are important to me but not as much as my work; knowing that I can do a good job for my clients and help them to realise their dreams gives me the most satisfaction and a great sense of accomplishment.
Our promise to you
Whatever your individual circumstances and requirements, we’ll always offer:
Full advice and recommendations on mortgages
Tailored advice to make sure you get the most appropriate product for your needs and circumstances
A simplified process, as we’ll deal with your application from start to finish, keeping you informed at every stage
Advice and guidance on insurance policies to protect your mortgage and family
Arrangement of buildings and contents insurance on your behalf
To make your life easier!
How we can help
Penny House Financial Services are here to help if you’re:
A homeowner looking to move home
A first-time buyer who needs help with exciting but daunting decisions.
Looking to re-mortgage to reduce your costs
An investor with a portfolio or a single buy-to-let property
A first-time landlord looking to purchase your first buy-to-let property.
Happy with your mortgage but want to review your protection, or would like additional insurance to protect your family or mortgage.