Quality mortgage advice you can trust
Penny House Financial Services specialises in mortgages for first time buyers and business owners, We can arrange related insurance policies. Operating across London, Oxfordshire and Buckinghamshire, we have a diverse client base ranging from first time buyers to buy to let landlords to Egyptian princes.
Committed to the highest standards
Whoever we’re working with, our approach is the same: to provide excellent service and honest, tailored advice that suits your individual needs and circumstances. Our Director Sofia Jones, takes genuine pride in our shining reputation for offering the highest standards of mortgage advice and customer service.
Sofia Bsc (Hons), CeMAP
Owner & Mortgage and Protection Adviser
I discovered my love for all things property after leaving university. Having worked in estate agency as a Sales Negotiator and Lettings Manager whilst building up my own portfolio, I understand the journey my clients embark upon.
I am passionate about property and helping others in their journey; whether that be purchasing a new home or growing their portfolio. I specialise in Buy to Let but I can assist in all types of mortgages including; New purchases, Re-mortgages, Let to Buy, Help to Buy and Right to Buy.
Besides my love for mortgages, I'm an animal lover and like to spend spare time with my dog; a Pomeranian called Ted, my ex-racehorse, Barney, or (the biggest animal of them all) my son, Ashton.
Nicky Cert CII (MP)
Mortgage and Protection Adviser
I have been working in the financial industry since 1989 and initially started out in Insurance but then moved into the Financial Advice sector in 1998.
Prior to joining Penny House I have worked with a number of firms within the Quilter Network primarily assisting in Pension, Investment and Protection planning before more recently deciding to specialise in Mortgages and Protection.
I am now looking forward to helping our clients achieve their dreams, goals and ambitions.
I am married to Walter and have two children. Outside of work I enjoy walking with my 2 dogs Harry and Mylo, Gardening, Reading, and Socialising with friends.
Our promise to you
Whatever your individual circumstances and requirements, we’ll always offer:
Full advice and recommendations on mortgages
Tailored advice to make sure you get the most appropriate product for your needs and circumstances
A simplified process, as we’ll deal with your application from start to finish, keeping you informed at every stage
Advice and guidance on insurance policies to protect your mortgage and family
Arrangement of buildings and contents insurance on your behalf
To make your life easier!
How we can help
Penny House Financial Services are here to help if you’re:
A homeowner looking to move home
A first-time buyer who needs help with exciting but daunting decisions.
Looking to re-mortgage to reduce your costs
An investor with a portfolio or a single buy-to-let property
A first-time landlord looking to purchase your first buy-to-let property.
Happy with your mortgage but want to review your protection, or would like additional insurance to protect your family or mortgage.