Quality mortgage advice you can trust
Penny House Financial Services specialises in mortgages for first time buyers and business owners, We can arrange related insurance policies. Operating across London, Oxfordshire and Buckinghamshire, we have a diverse client base ranging from first time buyers to buy to let landlords to Egyptian princes.
Committed to the highest standards
Whoever we’re working with, our approach is the same: to provide excellent service and honest, tailored advice that suits your individual needs and circumstances. Our Director Sofia Jones, takes genuine pride in our shining reputation for offering the highest standards of mortgage advice and customer service.
Sofia Jones Bsc (Hons), CeMAP
Director & Mortgage Adviser
I discovered my love for all things property after leaving university. Having worked in estate agency as a Sales Negotiator and Lettings Manager whilst building up my own portfolio, I understand the journey my clients embark upon.
I am passionate about property and helping others in their journey; whether that be purchasing a new home or growing their portfolio. I specialise in Buy to Let but I can assist in all types of mortgages including; New purchases, Re-mortgages, Let to Buy, Help to Buy and Right to Buy.
Besides my love for mortgages, I'm an animal lover and like to spend spare time with my dog; a Pomeranian called Ted, my ex-racehorse, Barney, or (the biggest animal of them all) my son, Ashton.
Hayley Jaji, CeMAP
Mortgage & Protection Adviser
Having a financial background and owning my own business I had never thought about becoming a mortgage adviser.
I found my passion for mortgages whilst processing my own mortgage with Sofia at Penny House and this is really where the journey began. Being able to use my own experience as a customer to help clients understand what the process involves and what the possibilities are, is just one of the reasons I have am so passionate about my job.
When I am not busy processing mortgages and helping customers protect themselves and their families should the worst ever happen, I love spending time with my husband and two daughters exploring the countryside and relaxing at home.
Assisting other families and individuals get on the property ladder is something I am passionate about, I am also able to assist with all types of mortgages from New purchases, Re-mortgages, Let to Buy, Help to Buy and Right to Buy.
Our promise to you
Whatever your individual circumstances and requirements, we’ll always offer:
Full advice and recommendations on mortgages
Tailored advice to make sure you get the most appropriate product for your needs and circumstances
A simplified process, as we’ll deal with your application from start to finish, keeping you informed at every stage
Advice and guidance on insurance policies to protect your mortgage and family
Arrangement of buildings and contents insurance on your behalf
To make your life easier!
How we can help
Penny House Financial Services are here to help if you’re:
A homeowner looking to move home
A first-time buyer who needs help with exciting but daunting decisions.
Looking to re-mortgage to reduce your costs
An investor with a portfolio or a single buy-to-let property
A first-time landlord looking to purchase your first buy-to-let property.
Happy with your mortgage but want to review your protection, or would like additional insurance to protect your family or mortgage.