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About Us

Quality mortgage advice you can trust 

Penny House Financial Services specialises in mortgages for first time buyers and business owners, We can arrange related insurance policies. Operating across London, Oxfordshire and Buckinghamshire, we have a diverse client base ranging from first time buyers to buy to let landlords to Egyptian princes. 

Luxurious Home
Committed to the highest standards 

Whoever we’re working with, our approach is the same: to provide excellent service and honest, tailored advice that suits your individual needs and circumstances. Our Director Sofia Jones, takes genuine pride in our shining reputation for offering the highest standards of mortgage advice and customer service.

Tower 42, 25 Old Broad Street
London EC2N 1HN

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Penny House is a trading style of City Finance Brokers Ltd who is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number (FRN) 766295; and also registered with the Information Commissioner’s Office (ICO) under registration number ZA317175. Registered in England and Wales, company number 09881116. Registered office: Tower 42, 25 Old Broad Street, London EC2N 1HN.

 

We are a credit broker, not a lender. We arrange both regulated and unregulated mortgages, property finance and other finance. Not all finance products we arrange are regulated by the FCA.

 

We offer a comprehensive range of mortgages from across the market, but we do not consider products that are only available by going directly to a lender. For protection insurance, we provide advice based on a fair analysis of the market.

 

Typically, we will receive commission from providers. The amount of commission may vary depending on the provider, product type and or other permissible factors. Where applicable, we may also charge you a fee for our advice and/or arrangement. The nature of our remuneration, including any fees payable by you, will be confirmed before you proceed.

 

The guidance and information contained on this website is intended for consumers based in the United Kingdom and is subject to the UK regulatory regime.

 

Your home or property is at risk if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home.

 

FCA Register   |   ICO   |   Privacy Notice   |   Fee Scale

 

© 2026 Penny House

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